Overseas Student Health Cover (OSHC)

NIB is our chosen provider of Overseas Student Health Cover (OSHC), which helps international students cover their medical costs whilst in Australia.

As an international student, you must take out OSHC as a condition of your student visa. We arrange payment of OSHC to NIB when you pay your fees and before you are issued with your Confirmation of Enrolment (CoE).

What does OSHC cover? 

OSHC insurers provide a range of different OSHC plans.

The compulsory minimum (basic) OSHC plan will usually cover: 

  • visits to the doctor (GP)
  • some hospital treatments
  • ambulance, and
  • limited pharmaceuticals (medicines). 

OSHC doesn’t cover treatments such as dental, optical or physiotherapy. You can purchase Extras OSHC from an OSHC provider if you want cover for these. 

Another option is to buy private health insurance along with your OSHC to cover items that OSHC does not cover. Benefits and costs vary between funds and insurance policies.

You can also purchase travel insurance in addition to your OSHC, which can cover various health treatments. . 

Why choose NIB?


You are in safe hands with friendly service from real people, with easy claiming and visa compliant health cover for all.

  • Health insurance that meets Australian government’s international student visa requirements.
  • Receive your visa compliant OSHC Confirmation Certificate in as soon as 5 minutes.
  • 24/7 access to claim quickly & easily using your phone or computer.
  • Access to a 24/7 medical support hotline Australia-wide.
  • Access to nib’s International Visitors First Choice Network, a community of doctors (GPs) and health specialists to take care of your health needs and help keep your out of pocket expenses low.
  • Agreements with most of Australia’s private hospitals to help you save money.
  • Enjoy friendly service from real people over the phone or face-to-face in our retail centers.
  • nib is one of Australia’s largest health insurers, covering over one million people in Australia and New Zealand.
  • Plus, access nib Rewards, a member discount program valid for the lifetime of your policy helping you save every day. Save on things like entertainment, travel, food, fashion and more to experience your Aussie lifestyle to the fullest.
  • Support when you need it, access to trusted health professionals and great value, easy-to-use visa compliant health cover from one of Australia’s largest health insurers.

For policy details please refer to nib OSHC Product Brochure


Access the NIB website for an outline: NIB OSHC COVER

To get a quote, refer to your letter of offer or contact NIB directly


Overseas Visitor Health Cover (OVHC)

Health insurance that is right for you and meets your working visa requirements    

to get a quote , access the website for an outline: NIB OVHC COVER



How can we help you?

Prefer talking to our student consultant? Drop us a line and we will get in touch shortly.